Our Personal Insurance Solutions apply a more sophisticated approach to insurance. Competitive pricing, A-rated carriers, and an intelligent strategy for protecting the assets of the high-net-worth individuals and their families. The potential exposures for those with a high-net-worth are unique and “standard” policies and programs often leave gaping holes that could result in financial loss. Most people ask the obvious – how much does the insurance cost? But we choose to approach it a little differently – we ask, how much could an overlooked exposure cost YOU? The most common claims - and the ones with the highest settlements, are often rooted in situations that are easily overlooked when purchasing insurance coverage. - Is the nanny/housekeeper covered if she is injured while working?
- If my live-in nanny’s belongings are stolen, will my policy cover it?
- Is coverage provided by my personal insurance for a seat I hold on a board of directors?
- What am I covered for when I travel abroad? What am I NOT covered for?
- How much liability insurance do I really need to carry?
- If I am renovating or putting an addition on my home, are construction workers covered by my homeowner liability?
- Is mold insured?
- What if I have a fire – and I don’t want to rebuild my house? Can I just take the insurance settlement in cash?
- Is telecommuting or running a business from my home covered?
- Am I covered if I rent a car?
- Is Identity Theft Covered?
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